Computer Software and Hardware Basic Knowledge

Computer software is what allows people to do what they need to accomplish in their everyday activities. A more complex definition of a computer software is; Software is a program that enables a computer to perform a specific task, as opposed to the physical components of the system. The physical components of the system were what I have talked about in the last post, the actual hardware that a person can physically touch.

The most common software that people know of is the operating system. Operating system is a system software that allows other software of your choosing to be ran properly. The operating system is the middle man to interacting between the hardware and the other software. The software that you want to install should be loaded onto a hard drive, or memory RAM. After the software is loaded on either of these two data platforms, the computer can execute the software.

People have many different software that allows them to do many different tasks. For example, the Microsoft Word program allows you to type up papers, and create templates. It’s a type of software that you should have, because it allows you to complete more complex tasks in one spot, instead of going to different many places. This is what people back in the day have done, and it is fun seeing how software keeps on transforming tech world today. Software allows us to create an easier way to complete things, and it can be found in many of the technologies today, and not just the computers.

Computers are not just hardware equipment, but it’s something that I will be discussing today. There are many different types of computer hardware, and all together, the hardware you use makes up your complete working system. Some of the more common hardware that people are aware of are CD-ROM drive, which allows for a computer to read specific information located on a CD, and the FLOPPY disk drive, which is a much older hardware, allows people to merely do the same exact thing as CD, but in a less sufficient way. These two are more known to people because these two hardware pieces that people interact with the most.

Some of other big hardware items are, Hard Drives, Memory (RAM), Motherboard, Power Supply, and Central Processing Unit (CPU). Hard drive is a non-volatile memory device that allows you to save information regardless whether the power is on or off. You can permanently save information on a hard drive, and then recover it whenever you want. The memory, also called RAM, also is there to store information both permanently and temporarily. RAM interact with majority of the operating system software which I will later talk about. The motherboard connects everything together, and allows for all the hardware to communicate sort of speak. Motherboard is the foundation of the computer and is a vital piece of making the computer work. It takes power from the Power Supply and powers the CPU, and other components such as RAM.

The computer consists of more than these things, but these are some of the major ones that I felt that you should know. Next time I will be talking about computer software.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

Mr. Mafioso Does Emotional Intelligence

I love Mr. Mafioso on AskMen. "Look, college boy," he writes, "there are certain lessons that all the books in the world couldn't teach you."

Strikes a chord with me. I came out of college quite the college girl. It was a college in rural Minnesota, very academic, very intellectual. How academic? How intellectual? More students pass the MedCATS from this school than any in the nation, or did at last count. It produces doctors and lawyers, but not necessarily rich ones; more typically labor lawyers and inner-city clinic doctors, or med and law-school professors.

I think it attracts more than its share of NFs – Idealists (only 8-10% of the population). Whatever job the Idealist has, it's a mean to an end: saving the world. This is the college boy Mr. M. is talking about, and the college girl who has to learn to put on her Big Girl Panties, because one can never save the world, but one can lose one's job.

When I left that ivory tower and landed my first job, they saw me coming. Determined to be honest, brave and true (and believing that others were), I got all the extra work, my "job description" expanding to match the infinite boundaries of my naivete; I got the worst equipment; I interviewed students in a closet; and of course I was ostracized just for good measure. Eating lunch alone, I read a copy of "How to Survive in the Real World." JK

What I did was get street smart. You know how someone in the office is doing better than they ought to consider their education, and you can't figure out why. Then you notice – she's got street smarts … she always lands on her feet, she knows the score, she reads between the lines, she gets out when the getting's good, she can smell a rat, she knows a good thing when she sees it?

It's Emotional Intelligence; what Mr. Mafioso talks about in "Street Lessons."

He begins with the litany that all idealistic intellectuals can't accept: "The world isn't fair. It isn't nice. Nobody cares if you get stiffed, if your feelings get bruised or how hungry you are." We're all in the same boat, he alerts us, and it's a rough ride. "Everybody's trying to get a piece of the action, trying to survive. And the street is equally cruel to everyone."

I had to experience this many times before I was willing to let go of how I thought the world should be, or wished it were. Eventually I quit telling my co-workers that I really didn't know what I was doing, etc. After getting shot enough times with a gun I had loaded and handed to someone.

Mr. Mafioso then tells us the thing we least want to hear – that it's out-of-control: You can be on top one day, wondering what the big deal is, then get bagged. "By any of a number of things: family, work, health, divorce, tainted spinach–"

His rules?

1. Keep your guard up. This gels with EQ's "trust radius?" A component of Emotional Intelligence is "trust until proven otherwise." It's not seeing the "otherwise" that gets us in trouble.

2. Stay out of arguments. Wait, he says, until they've worn each other out, and you can see who the winner's going to be. As I put it in my How to Handle Difficult People course, only "fools rush in where angels fear to tread." That quote was from a book I'd read in college. Once I got it aligned with reality, I was fine. Before that, typically I rushed in because I thought I could not BE a fool; I had a college degree.

3. Meet only when necessary. Mr. Mafioso thinks only girls enjoy meeting just to talk; that Real Men meet only to make a decision. Everyone knows that … except your boss, right? The one with the MBA from Harvard.

4. Know people. But, he adds, that does not mean they need to know YOU. Having friends means connections, opportunities, and information, all good things; but don't disclose anything superfluous.

5. Don't be too proud to retreat. The next sentence is one that hangs up the Idealists, and is often difficult to dispel. Sometimes it's the single goal of my coaching, to get them to quit fighting on principle. If you can't win, he says, give up, back down, go into witness protection (ha ha); having a strategy beats bravery. I think he means "bravado." And "discretion is the better part of valor." Sometimes a college education IS an advantage.

Mr. Mafioso ends that it's back on the bricks for him, "learning everything the hard way and hoping my kid doesn't have to do the same. There's no cure for this thing called life, so it's best to learn certain things early on. Nothing can truly prepare you for it, but if you keep your head on a swivel, you'll suffer fewer 'unfair' surprises. "

KEY POINTS here about the kid. When teaching your child emotional intelligence:

1. You're teaching it whether you want to or not, so get conscious and teach GOOD Emotional

Intelligence, not BAD Emotional Intelligence.

2. You are never through learning Emotional Intelligence. Get coaching.

3. Let them learn their lessons, don't rescue them unless the house is on fire.

4. Better yet, set up the lessons so they can learn them while they're still under your

protection.

5. Connect the dots for them about what you're teaching.

Don't forget to do this; It's the part most parents leave out. Like most of us ask our kids, "How would you feel if Bobby did that to you?" and "How do you think Bobby feels now that you spit on him?" But we fail to tell them we are teaching Empathy – understanding that you have feelings and so does everyone else. Labeling helps to de-mystify the things that mystify us most in life – emotional things.

Tell them you are going to teach them stewardship, give them 3 months allowance at one time, tell them it has to last, and then be there when they spend it all at once and have nothing left. Connect the dots for them, giving it language. It's easier to learn this when you have a net.

Now, back to my NF client that I'm coaching in Emotional Intelligence.

"I can't do that," she says, "it's against my principles." She is preparing to self-sabotage … again.

"Look, college girl," I tell her. "Just put on your Big Girl Panties," aka stress tolerance, creativity, flexibility, resilience, interpersonal skills and the other components of Emotional Intelligence.

It keeps your head on a swivel.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

Harley Davidson Home Bar – The Coolest Bar Ever?

What Is A Harley Davidson Home Bar?

What makes the Harley Davidson Home Bars so special is the obvious craftsmanship. Craftsmanship and attention to detail is what makes them distinctive. The special skill used in carving these bars is evident in the resulting products. Every detail is executed impressively to create an exquisite look. These are high quality home bars made in the United States. They feature striking furniture-quality design and finishing. Beautiful Harley-Davidson home bars are handcrafted from North American Hardwood and Hardwood Veneer. This makes it very durable and tight grained. It also has a Heritage Brown or Antique Black finish which gives them their classic look. Handling of the wood used was done with delicate strategies and the home bar features custom etched, hand finished Bar & Shield flames metal plates, laser engraved side panels with "Est. 1903" graphic, and a footrest. Additional features include reconstituted leather bar surface, stemware rack, cutting board, and stainless steel dry sinks. Drawer, cabinet and dual display shelves provide ample storage area. The distressed Vintage Black hand rubbed finish features antique pewter accents and the Heritage Brown finish features antique brass accents. A well-made wood indoor home bar like these would fit alongside an antique desk or leather club chair and appear right at home. With excellent craftsmanship, these home bars of the best wood and material create not just a piece of furniture but classic designs as well.

Harley Davidson Home Bar – Function and Fun

The Harley Davidson Home Bars offer a spacious service area to suitably store wine bottles. Around the back of the bar are more added features. The back side of the bar includes a pull-out cutting board. It holds a multi-tier wine rack. It's a good functional feature because the more wine it holds, the better. You can also find dual storage areas inside with adjustable shelves including a stainless dry sink and two bottle wells. Stemware racks provides lots of space for various types of glasses. Favorite liquors can be stored on the shelves, and tools and accessories can be kept in the two drawers. The drawers are the ideal size to store all bar necessities, from corkscrews to napkins. With the black leather-textured laminate top, food and beverage can be served from these bars and you do not need to worry about moisture or heat. The dimensions of the bars are 72 "(W) x 42" (H) x 27 "(D). These hardwood bars fit perfectly in any party room, dining area, games room, man cave or den.

The Harley Davidson Home Bars are also about relaxing in comfortable ambiance. They invite fun mixed with classiness, and style graced with pleasure. They are a connection between work and play. These home bars aren't just places to mix drinks. They also link form and function. It does not only look good, it can also hold all bar needs from pint glasses to bottle openers. Not only do these bars serve guests in style, these also provide a welcoming gathering spot. They look classy and inviting and are great set ups for gracious hosting. It's a demonstration of good times. These bars are beautiful and are solid piece of furniture designed to make entertaining that much more stylish and enjoyable. These very elegant bars would look great and add some spice to any room. They exhibit interest in quality and luxury, and it sums up fun. The Harley Davidson Home Bars are an exciting addition to any home.

Harley Davidson Home Bar – Beauty

The Harley Davidson Home Bars add a striking, unique presence to any room even when not in use. These are designed to add tasteful beauty to a home. These home bars would make a great alternative to a credenza or bulky end table in homes. They offer a distinctive style with beautiful finishing and strikingly classy woodwork. They are stylish, yet understated. These enhance any setting with their solid choice of wonderful wood crafting. Each part is attributed with wood construction and characteristic good looks. The Harley Davidson Classic Back Bar designed to match the classic lines of the Harley Davidson Home Bars enhances the bar even more. The exclusive Harley Davidson design gives an extra distinctiveness. Not only do these designs give an added element of stability, they also give an extra eye catching design component. Large, custom printed mirror highlights "Harley-Davidson Motorcycles" and adds depth and dimension to the room. Recessed lighting accents custom etched Bar & Shield flame metal plates. Studded crown molding frames are topped with a laser engraved "Est. 1903" graphic .. These luxurious home bars are a great host's investment in beauty and high quality. Its warmth and embellishments are pleasant complements to an entire room. These bars are definitely made to cater to a great evening experience devoted to the very best. The Harley Davidson Home Bars are truly beautiful bars that can be placed in any setting.

Harley Davidson Home Bar – All in One

The beautiful Harley Davidson Home Bars are good centerpieces for entertaining. With all the features of a real bar, these home bars are very functional beverage centers. The functional attributes of these home bars are harmonized by their beauty. The gorgeous black leather-textured top and a shiny brass plated rail lines the front for an attractive footrest that adds a shiny highlight. The details of these elegant bars make them so much more fun. These are pieces of furniture that are distinctive in their design elements, and are not easily confused with other furniture styles and create an environment of exclusivity which makes it more exciting. The eloquence of these bars display the years of enjoyment when entertaining guests. It's a bold enhancing gesture showing a life lived tastefully and naturally. The Harley Davidson Home Bars are the epitome of form, function and fun coming together to make a truly unique item.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

Suggestions That Will Make Starting a New Job Easier

So, you need a new job. Whether you lost your job due to cutbacks or you simply got bored with the old job, starting over can be overwhelming. However it can also be a grand adventure, it all depends on your attitude. This is your opportunity to start over with a clean slate. You can choose something that you really like to do, use your past mistakes to avoid pitfalls in your new job.

Take inventory. Recognize your strong points and your weak points. What did you not like about the old job? What can you do to be more successful in the new job? If you know people who have been through the experience of starting over, ask them questions. Take advantage of any advice that may have for you. Allow your family and friends to be part of your new job decisions. Surround yourself with positive people who can encourage you and help you achieve your goals.

If you are not going into the same job field, consider what type of job would give you the most pleasure. Just because you need to work forty to sixty hours a week does not mean that it has to be drudgery. If you choose something that interests you, or something that you have a passion for you may find that your new job actually gives you pleasure. Another thing you will need to consider is whether or not this new job is something that will last. Is this a short term or a long-term proposition? Will the new job provide everything that you need it to? Medical insurance, benefits and retirement are all important things to consider.

Will you need to have special skill training? Does your new job require you to have specific certifications? If so, you will need to think about what training providers you may want to enlist and how long the course will take. There are lots of providers to choose from and you can even choose whether you want to be in a classroom or have online instruction. Of course you will need to be certain that you are choosing an accredited program. Be sure that your potential employer will recognize the certification.

Some programs may be able to offer you information on financial assistance if you need it. If you have an employment center in your area, stop in and speak to them about the requirements for a new job, they can also advise you about what job opportunities you have in your area. Your local government usually provides the centers and they are there to help you. They may be able to suggest several possibilities that could meet your needs.

Once you have a plan and get any certification you need, it is time to look for your new job. Create a good resume and keep it up to date. Choose a nice outfit for your interviews. A good outlook and a positive attitude can serve you well in getting a new job. Just remember the first impression can make all the difference in whether or not you get a second interview.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

Ten Tastic – Inexpensive Canvas Decoration Ideas for the Kids’ Room

“Your children are not your children. They are the sons and daughters of Life’s longing for itself. They come through you but not from you. You may give them your love but not your thoughts. For they have their own thoughts”. – Khalil Gibran

This great message from Khalil holds so true for your special kid- with his/her own skills, likes, dislikes and unique personality. The same holds true when it comes to decorating their rooms – you may lovingly support them but they will have their own thoughts on how their room should look and feel like.

How best to find the right balance in terms of decorating the kids’ room without burning a big hole in your purse? Canvas prints with multiple sizes and finishes provide a very good option. Here are our Top 10 ideas to get you started:

  1. Photos on Canvas: There is no better way than to use some of the hand-picked personal photos of your kids to give the room a personal feel and let it make a statement about their personality
  2. Collage of Birthday photos: Kids love seeing how they have grown year on year and there is nothing better than doing a collage of birthday party photos on canvas to show case the same
  3. Kids and Pets on Canvas: For many families and kids, pets are integral part of life. Kids love animals and cheap canvas print options ensure that those memories find central place in the kids’ room
  4. Kids’ Art on Canvas: Right from the first incoherent set of lines which act as an outlet of their expression to the great portraits, our kids never cease to surprise us with their creativity. Showcase the young artists and their masterpieces on canvas!
  5. Special Occasion: The Fancy Dress, the award presentation, the community service etc. – all provide those cherished memories which can go on Canvas prints. Ever tried dressing up your babies like Ann Geddes – those memories can be translated on treasured Canvas!
  6. Nature and Kids: Jumping in the muddy puddle, rolling on grass, picking flowers and leaves etc. – there are multiple ways through which kids connect with nature and provide us some of the best opportunities to put them on canvas
  7. Space and Night Sky: Star gazing, solar system, sun, moon, planets etc. – all form part of kids’ night time visual imagery and imagination – bring the solar system in the room by printing high definition pictures on to Canvas
  8. Superheroes and Fairies on Canvas: Kids love superheroes (especially boys) and fairies/princesses (especially girls) and there is nothing more impressive than your kid in superhero/fairy costume OR with a superhero/fairy framed on a tall canvas
  9. Sports & Games: Play, sports and games are integral part of kids’ lives and provide ample opportunities to put those magic moments on canvas.
  10. Celebrity Photos: Remember the time the Footy sportster let your kid take a selfie or the time your kid got up and close with his favourite singer – these are evergreen memories to put on Canvas

Go ahead and decorate your kids’ room this Christmas and New Year leveraging cheap and beautiful canvas prints and let this be your memorable gift to them!

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

Will Python Replace Java?

According to the most recent study, Java is currently more popular than other programming languages including Python. Likewise, according to the latest usage statistics posted on a popular Technology Survey site, Java is being used by 3.0% websites as a server-side programming language, whereas only 0.2% of websites use Python. However, many reports have highlighted that the usage and popularity of Python is growing consistently. So it becomes essential for programmers to understand some of the major differences between these two popular programming languages.

Understanding Important Differences between Java and Python

Both Java and Python are general purpose programming languages. While the former is a statically typed language wherein the programmers have to declare all variable names explicitly, the latter is looked upon as a dynamically typed language where developers are not required to declare variable names explicitly.

Java requires developers to write longer lines of code to accomplish common programming tasks. They also have to put in additional time and effort to organize, maintain and update the Java code base. On the other hand, syntax of Python enables developers to express concepts without writing longer lines of code. It further emphasizes on reusable and readable code generation. Thus, it becomes easier for programmers to maintain and update the code base.

Both the languages have been updated on a regular basis. The programmers can use Java 8 to avail a number of new features including lambda expressions, a new date/time API and a new functional interface. They can further switch from version 7 to version 8 of the programming language without any hassle. But developers often find it daunting to choose between Python 2.x and Python 3.x. Both the versions are being maintained in parallel and hence switching from Python 2.x to Python 3.x is found to be challenging.

Java makes it easier for programmers to create portable cross-platform applications. These applications can run on any device on which Java virtual machine (JVM) is running. On the other hand, the developers have to use a Python compiler to convert the code written in Python into code understandable by the specific operating system. As JVM is installed on many devices, the developers can run Java applications on various devices without requiring any specialized tools and compilers.

The performance and speed of the two programming languages differ. Many programmers have proved that Java is faster than Python. While it cannot be used to accomplish CPU-intensive tasks, developers often have at their disposal, a number of options to enhance the execution speed of Python. They have to replace Python’s default runtime with CPython, PyPy or Cython to increase the execution speed significantly. On the other hand, the performance of the Java application can be easily optimized without using any additional tools.

Along with being a popular web technology, Java is also used widely for developing apps for world’s most popular mobile operating system, i.e., Android. The Android SDK includes a number of standard Java libraries. The developers can easily create Android apps by taking advantage of networking, data structure, graphics, and math libraries. They can even avail a number of tools and frameworks to speed up Android app development. But those into Python development know that it cannot be used for mobile app development directly and exclusively. The developers have to use additional frameworks and tools to use it for mobile app development. Many programmers prefer developing mobile apps with Java to save both time and effort.

A number of reports have highlighted a steady increase in the popularity of JVM based languages like Scala. The modern age JVM languages are designed with features to help programmers to write concise, reusable and maintainable code within a shorter amount of time. Many programmers prefer these JVM languages to Java to reduce the amount of time and efforts required for building and maintaining a variety of modern applications.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

Small Business Health Care Tax Credit

We would like to let small businesses know how to reduce their health insurance costs with this employer health care credit. This tax credit is available to certain small businesses that provide health insurance coverage to their employees. The credit is designed to assist small businesses that employ low and medium income workers.

For tax years beginning after 2014, the amount of the credit is generally 50% of the employer's non-elective contributions. Health insurance premiums paid with employer-provided credits / benefits that employees can elect to receive as cash or other taxable benefit are not eligible. Basically, only premiums paid directly by the employer.

The credit amount is subject to reductions and requirements.

An eligible small employer has to meet all of the following requirements:

(1) The employer can't have more than 25 full-time equivalent employees (FTEs) for the tax year. An employer's FTEs are determined by dividing the total hours worked by all employees during the year by 2,080 (rounded down to the nearest whole number).

(2) The average annual wages of the employees can't exceed $ 50,800 in tax years beginning in 2014. Average annual wages are established by taking total wages paid by the employer divided by the number of its FTEs and then rounding that number down to the nearest $ 1,000.

(3) The employer has to contribute at least 50% of the premiums for the employees' health insurance coverage on a uniform basis.

The amount of the credit is reduced when the number of FTEs starts to exceed ten or the average annual wages goes above $ 25,400 in 2014. An illustration of the credit reduction is beyond the scope of this article. Notice 2010-82 can be found at http://www.irs.gov This notice provides guidance that a curious small business owner can read to learn more about the details of this credit.

For purposes of the credit, self-employed individuals, including partners and sole proprietors, 2% shareholders of an S corporation, and 5% owners of the employer and certain relatives of these individuals are not treated as employees for purposes of the small employer health insurance credit.

Additionally to qualify for the tax credit, the small business must purchase coverage through a small business health options program exchange (SHOP Exchange). The credit is only available for a maximum period of two consecutive years.

Calculating the employer health care credit can be cumbersome, we use an Excel template to calculate the credit. This makes the calculation easier to complete when preparing the tax return for the second year. We often can provide practical tips over the phone for calculating the tax credit. Contact us for help or advice on employer health care credits or any other tax issues. Any tax advice in this communication is not intended or written to be used, and cannot be used, by a client or any other person or entity for the purpose of (i) avoiding penalties that may be imposed on any taxpayer or (ii) promoting , marketing or recommending to another party any matters addressed herein.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

The Keto Diet and Weight Loss

If you have had a desire to shed some extra pounds, then perhaps you could have come across ketogenic diet, which is popularly known as Keto diet. It is a popular weight loss plan that promises significant weight loss in a short time.

But far from what most people believe it to be, the diet is not a magical tool for weight loss. Just like any other diet, it takes time, requires a lot of adjustment and tracking to see results.

What is the Keto diet?

The keto diet is aimed at putting your body in Ketosis. This diet plan is usually low carb with high intake of healthy fats, vegetables and sufficient proteins. In the this diet, there is also an emphasis on avoiding highly processed foods and sugars.

There are several types of Keto diets: standard ketogenic, cyclical, targeted and the high-protein diets. The difference in them depends on the carb intake. The standard ketogenic diet is low carb, high fat and adequate protein is the most recommended.

Is the Keto Diet Safe?

Most critics of the Keto diet say that it is not safe because of the emphasis on consuming high fat content. This is guided by the misconception that fats are bad for you. On the contrary, healthy fats are actually very good for you.

With this diet, you get lots of fats from healthy sources like avocado, nuts, fish, butter, eggs, coconut oil, palm oil, seeds like chia and red meat.

How Does the Keto Diet Aid in Weight Loss?

So how does the keto diet really work and help your body lose excess pounds? When on a high carb diet, your body uses glucose from carbohydrates and sugars to fuel body activities. When on a ketogenic diet, you supply the body with minimal amounts of carbs and sugars.

With reduced sugar and carbs supply, the glucose levels in the body are depleted causing the body to look for alternative energy sources. The body therefore turns to stored fats for energy which is why the Keto diet leads to weight loss.

This condition where your body burns fats for energy other than carbs is called ketosis. When your body goes into ketosis, it produced ketones as the fuel source rather than depending on glucose. Ketones and glucose are the only two power sources that fuel the brain.

Benefits of Ketosis and the Keto diet

Besides just aiding in weight loss, putting the body in ketosis comes with other health benefits too. Here are some of them:

  • Enhanced mental clarity
  • Improved physical energy
  • Steady blood sugar levels which makes it a good remedy for epilepsy and diabetes
  • Improved and enhanced skin tones
  • Lower cholesterol levels
  • Hormone regulation especially in women

The Ketogenic diet is one of the best diets you can follow for weight loss and to enhance your overall health. The diet can also be used for children who are overweight. There are numerous studies that support the diet showing significant results especially when coupled with exe

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

Major Applications of Additive Manufacturing in Various Industries

Today the manufacturing industry is undergoing many changes and one such change is the rapid prototyping. Several things are included in this prototyping process type, however, one thing that almost every industry is trying to uptake is additive manufacturing.

Additive manufacturing is the process in which a machine printed a 3D model from the computer-based blueprint. This process allows the industries to create prototypes and also allows to create customized product as a result. The machine tends to create the model by spraying the material one layer after the other to give a final result eventually. This process has become so popular in the last few years because of its ability to reduce the costing and expense in all forms. It helps in minimizing the material consumption and also reduces the time taken.

Some of the major applications of additive manufacturing in various industries are mentioned below:

Transportation

Today the additive manufacturing has turned the transportation industry into a major revolution. Aerospace to other form of transportation like maritime and even road vehicles everything has become better. Today the parts of the transport vehicles are created by the additive manufacturing, which has lessened the cost and has reduced the usage of raw materials considerably.

Medical

Today two of the most effective fields in the medicine which have been using the additive manufacturing are bioprinting and prosthetics. The 3D printing can help the industry to manufacture organs and many companies are still perfecting the process. Also, the prosthetics industry is becoming more and more customized as now one can create customizable prosthetic parts for the patients who need them right after a certain surgery.

Art

Today the art industry is becoming more modern not only with their ideas but also their way of working. Art and design are using additive manufacturing processes to bring new ideas to the table and henceforth make personalized and breakthrough arts. This process is perfect for all the new age artists as they can create new designs spending less money and time. This is also the sole reason why the fashion industry, the jewelry industry, and even the chefs are using the techniques to give a new twist to their work.

Architecture

Creating models is very important in the field of architecture and this is aided by the additive manufacturing techniques. It is used to create exact and precise designs of buildings which can be easily presented to the clients and one can get a look and the feel of the buildings like they are real. Today the 3D printing is not only used for creating models but also for creating real-world buildings and bridges.

Additive manufacturing also has spread its branches in many other fields and industries like robotics where it can be used for rapid prototyping of the robotic machines, dentistry where it can be used for creating crowns and bridges which are specifically customized, space exploration, car making, etc. making it a breakthrough in the manufacturing.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment

FR44 Insurance in Florida: Common Questions With Complete Answers

When did the Florida FR44 insurance filing become effective? What are the requirements needed for one? Which type of policies qualify for compliance?

As of October 1, 2007, a person convicted of DUI in Florida is required to maintain increased limits of vehicle accident liability coverage. The minimum amounts are $100,000 per person, $300,000 per accident of Bodily Injury Liability and $50,000 of Property Damage Liability. A single combined limit of $300,000 is also acceptable. The liability must be provided by a Florida policy. This may be a car insurance policy or an operator’s one where there is no vehicle to insure. One that insures a vehicle with less than 4 wheels does not qualify because this type does not include Personal Injury Protection coverage (PIP).

The flexibility to comply with a variety of policy types, and as policyholder or additional driver, enables the convicted driver to secure a well suited one. For example, a youthful operator will often find a lower rate as an additional driver on their parents policy. In the past, another good option was insuring a scooter which might have been as little as $100.00 for the entire year. Unfortunately, Florida no longer allows a filing with this type.

Do all drivers with a Florida DUI require FR44 insurance? How long does the requirement remain in effect?

To clear a FR44 DUI case number for license reinstatement, a driver, receiving the infraction prior to November 1st 2014, is required to provide proof that increased vehicle liability insurance in the amount of 100/300/50k was in effect at the time of the offense date or they must purchase a FR44 policy for three years from the original suspension date. After November 1st 2014 all drivers convicted of a DUI will be required to purchase and maintain a FR44 policy, which cannot be cancelled, for three years from the reinstatement date of the DUI.

When can I reinstate my license after I purchase a policy? How is the Florida DMV notified that my FR44 requirement has been satisfied? Can I receive the FR44 certificate at point of sale?

The FR44 form (certificate), is submitted by the company to Florida’s Bureau of Financial Responsibility. As required by law, they are transmitted electronically within 15 days after beginning. Companies typically transmit to the bureau at point of sale, and the DMV database will update within 24 to 48 hours allowing for license reinstatement.

Some companies, will generate a “hard copy” certificate at point of sale which can then be combined with proof of insurance and faxed to a local DMV office, from the agency or company with an identifying cover page. This is the fastest way a convicted driver can have their license reinstated.

Since companies electronically send the FR44 certificate to the State, it takes a special request to have one issued directly to the policyholder. It is usually typed, and then faxed or emailed, and typically takes up to 2 hours to get done. If you are in a hurry, find out before you buy, or even before you get a rate quote, if a certificate would be immediately available.

How much will this cost? What is the least expensive way?Is there a filing fee and reinstatement fee in addition?

There is a $25.00 filing fee for everyone. A license reinstatement fee is required for drivers that did not have increased liability limits of 100/300/50k on their policy at the time of the DUI. However, the overall cost is determined by a host of variables that are unique to each person including location, age, history, vehicle type etc. Usually, the least expensive way to secure a FR44 insurance policy is with an operators or non-owners policy which does not include a vehicle. This type of policy is not available to drivers, who have access to a vehicle, or that require an interlock device.

Can I cancel? Is the insurance company allowed to cancel? If I cancel can I replace it with another one?

As of May 4th 2012 all policies with a Florida FR44 filing are not allowed to be cancelled. Companies may only cancel during the first 30 days while determining eligibility. Naturally, there are many legitimate reasons for cancelling a policy such as, moving to another state, selling your vehicle, getting married, etc., and there is a way to cancel these policies. An endorsement to remove the FR44 filing from an existing policy can be submitted, and then that policy can be cancelled. Keep in mind that if the FR44 requirement is still in effect, the cancelled policy must be replaced or the driver license will be suspended. When canceling, you may be asked to provide a recorded sworn statement indicating your reason and how you intend to continue compliance. Naturally, when your compliance period ends during the policy period, all the restrictions may be removed from that policy.

Can I get a monthly payment plan? Does the State of Florida require full payment? Can I have more than one policy?

Because they cannot be cancelled, companies will require payment in full. Unlike the canceling provision, requiring payment in full is not a state mandate. Since companies are not at liberty to cancel a policy for non-payment, they generally will not offer payment plans. However, there are a few, in limited circumstances, that will allow a payment plan. One recently began to offer installment payment plans for all their renewing policies. Keep in mind companies provide a substantial discount when paying in full and the FR44 requirement does not eliminate that discount. There can only be one filing per driver, however, a driver can have more than one policy and this creates additional flexibility.

When will my FR44 requirement no longer be needed? How can I contact the Florida Department of Motor Vehicles?

The best way to find out is to contact the Florida Department of Motor Vehicles and have them tell you the exact date your requirement ends. I recommend contacting them by email at https://www3.flhsmv.gov/DDL/CQS/ so you have their response in writing. When you are within 60 days of ending the requirement you may carry the 100/300/50 liability without having to actually file and you will be considered in compliance. This option can be particularly helpful when starting a new policy as payment plans, driver exclusions, and all other options can be exercised.

Posted in Uncategorized | Tagged , , , , , , , , , | Leave a comment